10 min read
24 May

Bitcoin is easy to buy. There are several options for buying bitcoin: exchanges, brokerage offices, over-the-counter desks, trading and exchange platforms, peer-to-peer bitcoin and crypto trading platforms (marketplaces), specialized bitcoin ATMs.

Also, you can buy cryptocurrency using instant purchase platforms using credit and debit cards, bank transfer, international and local payment systems, online banking, ApplePay, Google Pay.

Most of the popular mobile and hardware wallets, in addition to the functions of storage, sending, staking and exchange, have a built - in function of buying cryptocurrencies.The purchase of bitcoin and other cryptocurrencies on these platforms (except for peer-to-peer platforms, where users trade cryptocurrencies personally with each other) is provided by Fiat-to-Crypto gateways.

It should be noted that in some mobile and hardware wallets, for the purchase of bitcoin and other cryptocurrencies, as a rule, from one to three Fiat-to-Crypto gateways are installed, on most exchanges – up to three gateways, but you, unfortunately, will not be able to compare the offers of these gateways simultaneously, in real time, and choose the best option with the lowest fees.

What is a Fiat-to-Crypto gateway?

Simply put, the Fiat-to-Crypto gateway allows users to buy cryptocurrencies using "fiat currencies", such as euros, dollars, pounds, Swiss francs, Indian rupees, Nigerian naira and many others. The Fiat-to-Crypto gateway makes it very easy to convert fiat money into cryptocurrency. Fiat-to-Crypto gateways are often also called "fiat-onramps".

Due to the fact that each gateway uses different conversion rates, spreads and network fees (up to 5.5 %), you, as a buyer, can get significantly more cryptocurrency with one gateway for the same amount of money and significantly less compared to another gateway!

Depending on the cryptocurrency, its quantity, the fiat currency chosen by you and its amount, the payment method, your jurisdiction and your geolocation, the difference in the amount of cryptocurrency purchased by you for a fixed amount of fiat currency purchased from different gateways can reach up to 15 %! Are you ready to overpay?

At the same time, the gateways have significant differences in the following parameters:

  • Supported locations
  • Payment methods
  • Fiat currencies
  • Cryptocurrencies
  • Fees
  • KYC Requirements & limits

The Leading and Most Reputable Fiat-to-Crypto Gateways:

  • MoonPay
  • Wyre
  • Coinify
  • Banxa
  • Mercuryo
  • BTC Direct
  • Simplex
  • Ramp
  • Indacoin
  • CEX
  • Xanpool

How to buy cryptocurrency with the lowest fees?

The only way to buy a cryptocurrency with the lowest fees is to compare the fees of the gateways and, based on the results of the comparison, find out how much cryptocurrency the user receives for a fixed amount of fiat currency. All these actions can be performed using the Onramper widget.

Onramper widget

The Onramper widget was developed by SAFUDEX B. V., the Netherlands, with the support of NEO EcoBoost and the Amsterdam Fintech Institute.

The Onramper widget automatically calculates how much cryptocurrency each gateway will send to the user (taking into account all transaction fees, network fees, conversion rates and spreads), and then shows the user the best options. By doing this, Onramper usually saves the user from 1.5% to 15% in fees!

Onramper compares the offers of 6 main gateways of global user coverage: MoonPay, Wyre, Coinify, Indacoin, Mercuryo, Xanpool, Ramp Network, BTCdirect. Transak and other reliable providers will be added soon.

The process of buying cryptocurrency by the user, customer support, KYC/AML procedures are carried out directly on the side of Fiat-to-Crypto gateways. Also, all chargebacks and other fraud attempts will be considered by gateways integrated into Onramper.

It is important to note that the Onramper widget has a built-in function for geolocation of the user's IP address. 

This means that if, for example, the user is located in the United States, the Onramper shows and compares the offers of all gateways available for buying cryptocurrency in the United States, if the user is located in India, the Onramper shows and compares the offers of all gateways available for use in India, and so on. Thus, Onramper is a tool of global application that can be successfully used when buying cryptocurrencies with the lowest fees, even at the polar station in Antarctica - a territory that has the status of an international jurisdiction!

See an example of how you can buy Bitcoin using the Onramper widget (savings - 9.32%).  

For example, a user located in Italy (April 15, 2021, 18:45 UTC+2) sets the parameters of the transaction:

  • Fiat - 200 EUR,
  • Crypto - BTC,
  • Payment method - Credit Card, Visa/Mastercard.

Information of the Onramper widget based on the comparison of gateway offers:

GatewayTransactionIDOptionYou receive, BTCSavings
Mercuryo~ 10 minrequiredBest0.00381-
Coinify~ 15-30 minrequiredAlternative0.00369- 3.15%
MoonPay~ 20 minrequired Alternative0.00355- 6.82%
Wyre~ 5 minNo requiredEasiest, Alternative0.00345- 9.32%

Next, the user selects an acceptable option (for example, Mercuryo, as the best option) and makes a purchase with the support of the selected Fiat-to-Crypto gateway service.

By choosing the Mercuryo offer, the user gained 9.32% over the Wyre offer; 6.82% compared to MoonPay, 3.15% compared to Coinify.

Impressive, isn't it?

You can try to compare the offers of Fiat-to-Crypto gateways for the purchase of your chosen cryptocurrency right here and now.

How to instantly compare gateway fees when buying cryptocurrency using the Onramper widget and choose the best option?


BuyBitcoins24.com - Buy Bitcoins, Buy 75+ other Crypto instantly with credit, debit card, bank transfer, online banking, ApplePay. Buy Bitcoin with lowest fees! Compare all the offers of the crypto market, choose the best option. Earn interest on Crypto up to 12% APR. Crypto Loans. Best Hardware Wallets, Crypto Cards & Crypto Wallets.

Integration of the Onramper widget was successfully implemented on the website BuyBitcoins24.com with the help of which you can instantly compare the offers of all global gateways, choose the best option and buy bitcoin and other cryptocurrencies with the lowest fees.

The purchase of cryptocurrency, customer support, KYC/AML procedures are carried out directly on the side of Fiat-to-Crypto gateways. All chargebacks and fraud attempts are considered by gateways that are integrated into Onramper.

BuyBitcoins24.com supports 170+ countries, 45+ fiat currencies, 125+ cryptocurrencies, 16 payment methods, including credit and debit cards, bank transfer, online banking, Apple Pay, GooglePay, international, regional and local payment systems.

Comparison of providers' offers (Buy cryptocurrencies): MoonPay, Wyre, Coinify, Indacoin, Mercuryo, Xanpool, Ramp Network, BTC Direct. Transak and other gateways will be connected soon.

BuyBitcoins24.com also has convenient price charts for TOP-100 cryptocurrencies, as well as a tree-like heat map of cryptocurrency price changes and cryptocurrency market capitalization in real time with buttons for instant buying and exchanging cryptocurrencies from BuyBitcoins24's partner, Changelly trading and exchange platform.

This allows the user not only to apply an alternative method of comparing fees of other Fiat-to-Crypto gateways, such as Banxa, Simplex, Itez and others, but also to quickly buy, exchange or sell cryptocurrencies, reacting to changes in the situation on the cryptocurrency market.

Alternative methods for comparing fees of Fiat-to-Crypto gateways, buying cryptocurrencies with the lowest fees, selling and exchanging.

To compare the offers of gateways, choose the best option and buy cryptocurrency, the trade and exchange cryptocurrency platforms Invity and Changelly also offer.


Invity is not only a cryptocurrency trading and exchange platform, but also a convenient tool for comparing offers from several trusted providers. This means that competitive rates and flexible options for buying cryptocurrencies are available with the greatest degree of convenience and trust.

Users can compare exchange rates and payment methods to make sure they are getting the best deal. After the offer has been selected, each transaction (buy, exchange and sell) takes place in a single unified interface.

Buy, Sell, Exchange with  Invity

In Invity's Buy feature, users from at least 148 countries can use 29 of the world's major fiat currencies to buy crypto instantly. Users can also select from 10 payment methods, from international methods like Visa and MasterCard to regional methods like SEPA bank transfers, SOFORT, Australia Post Billpay, as well as Bancontact, iDEAL, EPS, GiroPay. Popular cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and Dogecoin (DOGE), can be bought directly through the Invity platform.

Invity's Exchange feature offers access to dozens more cryptocurrencies; a total of 723 exchange pairs are supported at the time of writing. Using Invity's newest feature, Sell, European users can convert their crypto to cash. This will be expanded to even more users in the coming months.


  • Buy Crypto: Banxa, BTC Direct, CEX, Coinify, Mercuryo, Simple Coin, Simplex.
  • Exchange Crypto: ChangeHero, Changelly, ChangeNOW, CoinSwitch, FoxExchange.
  • Sell Crypto: BTC Direct.

Try Invity today and see what you have been missing out on!

The Invity platform is part of the SatoshiLab Group (manufacturer of the Trezor hardware wallet).

Invity is also the exclusive purchase and exchange platform for Trezor hardware wallets, including the gold-standard Trezor Model T. Invity's Buy, Exchange, and Sell features form an integral part of the Trezor Suite coin-management interface currently undergoing public beta testing. This means users who take their security seriously with Trezor devices can now take convenience just as seriously. Trezor Suite also includes an exclusive Spend feature, allowing users to spend their crypto on gift cards redeemable at worldwide retailers.

Trezor Hardware Wallet - The original and most secure hardware wallet. Discover the secure vault for your digital assets. Store bitcoins, litecoins, passwords, logins, and keys without worries


Changelly is a crypto asset exchange platform aims at making your access to crypto easy. It provides users with speedy transactions and a wide range of crypto supported.

Changelly, a leading non-custodial cryptocurrency trading and exchange platform, has developed its own Fiat-to-Crypto marketplace. Changelly is a smooth and simple service for those who prefer to be able to compare offers from reliable providers in one place. Customers are given the opportunity to compare, choose offers from reputable providers and purchase cryptocurrency using fiat currency at the best prices in just a few steps.

Currently, the Changelly platform offers the user to compare the offers of such reliable Fiat-to-Crypto gateways as Banxa, Simplex, MoonPay, Indacoin, Itez and others.

The main payment methods are credit and debit card Visa/Mastercard, bank transfer, ApplePay.The platform offers a user-friendly interface. Depending on the cost of the transaction and the chosen gateway, users may be asked to fulfill the KYC requirements before they can complete the transaction.

After the transaction is successfully completed, the purchased cryptocurrency will be transferred to the user's wallet address. The whole process will take from 30 minutes to 1.5 hours.

Learn more about Changelly >>>


You can buy bitcoin and other cryptocurrencies with the lowest fees, without overpayment, using various payment methods (credit and debit card, bank transfer, online banking, payment systems, Apple Pay, GooglePay) by comparing the offers of the leading Fiat-to-Crypto gateways of global coverage integrated in the Onramper widget, which is installed on the comparison service BuyBitcoins24.com.

The Invity and Changelly trading and exchange platforms also allow the user to buy cryptocurrencies based on a comparison of offers from reliable providers, as well as exchange and sell cryptocurrencies.

Tools for comparing rates and prices for cryptocurrencies integrated into the BuyBitcoins24.com service, the Invity and Changelly platforms are a convenient, safe and reliable way to manage crypto-currency assets of a personal portfolio without overpaying when buying, selling or exchanging them.

Sources: BuyBitcoins24.com, Onramper.com, Invity.io, Trezor.io, Changelly.com, Mercuryo.io

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